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We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy policy

Couldn't recommend this company highly enough. Fantastic service.
David & Cheryl,
Thanks for the wonderful service you have given us over the years.
Pete & Michelle,
Very easy to talk to about my personal circumstances - felt at ease discussing options available.
Thank you for yet another re-mortgage sucessfully completed within the time frame. Fantaistic service from start to finish, from the first appointment explaining what our needs was to good helpful advice on what best products were out there to match our needs and an added bonus saving us some money. Ian is always at the end of the phone which is great for us as easily confused!

We would highly recommend Ian (Spot On Mortgages) and would definately use again.
I have relied upon Spot On Mortgages Ltd for about ten years now to get me the best deals on my buy-to-let mortgage under my circumstances. Their service is second to none. Ian is extremely helpful, I have always accessed great products and never experienced any issues with them. I wouldn't use anyboyd else, thoroughly reommend them.
This is the third year we have used your services and will continue to do so. We have always been pleased with the advice given and been provided with the most competitive rate to suit us. We have already recommended you to some of our friends and appreciate all your help.
Colin & Pam,
Excellent service throughout. Would highly recommend.
Simon & Teresa,
Simply the best in the west!
Ian Le Petit has been my mortgage advsior for approximately 10 years and he has always worked hard to find the product that fits.
Spot on Mortgages exceeded my expectations.
We have used Spot on Mortgages for over a decade, and our children have also used them, plus other who we have recommended Spot on Mortgages to. Over this decade of use, nothing has changed in terms of professionalism, the knowledge of the market place and the ability to convey the recommendation promptly and in a way that is fully understood.

When we use Spot on Mortgages to source the best deal possible, we outline our key factors, such as lower rates and fees included into the rates. To date all of our expectations have been met.

We would not hestitate in recommending this company to anyone.
Nigel & Lynda,
Thank you so much for your help, it was a big weight lifted off my shoulders with you dealing with my re-mortgage, and in 2 years time I will undoubtedly be back.
Anna Bargoed
Thanks again Ian for all your help. We will keep recomending you to friends and family and have recommended you on Facebook. Thanks for all your help and communication with regard to our re-mortgage - your service is second to none! Fantastic!
Jason & Faye,
We wish to thank you whote-hearedly for what you've done for us, in securing a mortgage for us. It may be everyday for you, but it is life changing for us and something we feared would never happen. We've been here a month now and are so happy with how things have turn out - Thank you so much.
Gareth & Lynn,
Ian has been fantastic on so many occasions, we would not consider going to anyone else for a mortgage. His help prior to the application, during the process and even after it has completed has been amazing and we could not have got through the processes so easily without him and his efficiency. Thank you Ian.
Gina & Steve,
I just watned to write to say thank you for your assistance, once again, wiht my mortgage application.

Now that the mortgage is complete and the previous mortgage paid off we can finally look forward and concentrate on the extension, and turning our house into a home.

The service was, as always, quick, helpful, knowledgeable and delivered exactly what you said.

I would be happy to recommend you to anyone and indeed have already done so previously.
I wanted to write to express my real thanks for the work that Ian has carried out for me and for other members of my family over the last four years.

Ian always takes time with us and helps us consider all of our options for buying property without putting us under any pressure, in addition he is very professional and has a ginuine knowledge of the mortgages business.

No doubt we will be using Ian again and would have no hesitation in recommending your company.
We were really worried about the mortgage process initially; what it would involve, whether we would understand it and whether we would be credible. Ian was very personable and helpful however. He made the process seem manageable and we took it step by step. He also put me in touch with a brilliant solicitor who was equally courteous, responsive and supportive.
Anna & Jack,
I am extremely grateful for all the hlep Ian provided, without it we would not own our house. He was helpful, approachable and made everything crystal clear. I have already recommended him to friends and will continue to do so!
Alex & Ella,
We had Spot on Mortgages recommended to us. A lot of the time when you have high expectations you can be disappointed, not in this case. Ian and his wife Gill were extremely professional. Never over-promised and always delivered on what they committed to. Ian explained everything in a language that was easily understood. He knew which lender would be the best fit for us and sought out an extremely competitive rate. His knowledge of the industry was clear to see.

I will not hesitate in recommending Spot On Mortgages to anyone I hear looking for financial advice that they can trust.
Mark & Jenny,
Ian does not charge a fee - this is rare and shows he has integrity.
Ian was absolutely fantastic. He took time to explain everything in detail to us as first time buyers. I feel that Ian was there to answer all my questions, even if at times it wasn't necessarily his job to do so. We will be in touch in the future I'm sure! Thanks for everything.
Caroline & Thom,
Spot On Mortgages Ltd provided the solution to a problem, which we couldn't see an answer to. Working tirelessly until the correct Mortgage was found. We will definately be using their services again and have already recommended their services to others.
David & Christine,
Thorough explanation and extremely helpful. Was always contactable at any time, and always helpful and friendly.
Ian has always treated me well. As I'm not very comfortable with numbers and the complex nature of mortgages, I don't think I would ever have a mortgage without him. I extremely value his advice and expertise. Thanks again Ian.
Thank you so much for your advice and guidance in relation to our re-mortgage on our property. We are delighted with the outcome and appreciate the work and support you have provided us in making sure we have have an extremely competitive product. I look forward to working with Spot On Mortgages next time we need to re-mortgage.
Matt & Polly,
Being a first time buyer Ian explained everything in great detail. He was very patient with regards to my decision making and was readily available for all my queries. The overall experience was extremely positive and I have already recommended Spot On Mortgages to others and will definiately be using them for any remortgaging or future purchases.
Mid Glamorgan
Ian was always there for us when we had questions - very prompt at returning our calls. Excellent service. Would recommend Spot On Mortgages to friends, thanks again.
Alice & Reuben,
We have already recommended Ian to our friends. A great service, everything made very easy for us. We would definitely use Spot on Mortgages again. Thank you.
Jack G & Helen P,
Ian came to my house at dates and times to suit me, he listened attentivley and understood my requirements. I asked lots of questions and understood every answer offered. If Ian was unable to answer my call he ALWAYS rang back and Richard ALWAYS responded to my emails and both were courtious at all times. Ian provided me hope, a way forward and did not charge me any fee for his service. I would use Spot on Mortgages again and have also recommened their services to friends.
Jaqueline N,
We found the service from Spot On Mortgages to be very fast and professional from start to finish, with excellent frequent communication and updates. Ian and his service far exceeded our expectations. We have already recommended them to friends and work colleagues. Many thanks.
Alex & Maxine,
Thank you for all your help with the recent re-mortgage which was completed very smoothly and with little fuss. We have used your services many time for several different transactions and you have always been most helpful and nothing was ever too much trouble, helping with the forms and suggesting the best mortgages to meet our needs. We would definitely have no qualms in recommending you to any of our friends and colleagues.
Patricia M,
Ian has been excellent all the times we have used him for mortgages and insurance. This time however the company we were getting our mortgage from were very challenging, querying even £10 transactions in our bank account. Ian really came into his own at this point, especially with being nearly two weeks away from the completion date. Ian chased daily, answering their queries, providing us with updates or what additional information was needed. Ian was reassuring, kept us calm and even provided updates and reassurance on his days off. Ian was excellent throughout and although we hope never to move again, we wouldn’t hesitate to use him if we did.
Andrew & Rachael W,
Excellent service as usual and will defiantly recommend to friends.
Glyn & Nicola B,
Extremely responsive, always kept me up to date. My adviser & office staff were always friendly, professional and courteous. I can’t fault the service.
Chris N,
Happy as always with the service provided – thanks.
Andrew & Louisa R,
Lovely, friendly service. The advisor (Ian Le Petit) was available for help/advice even in out of office hours, found us a very good value for money product.
Elena L & Chris J,
Overall I was extremely satisfied with the service I received and have already recommended yourselves to a number of people. Once again thank you for your professional and efficient service.
Trevor B,
Talked all options through with us thoroughly. Understood everything, lots of information provided. Kept us up to date, had useful written information, comparisons and provided reassurance. We raised questions several times and Ian was always prompt to respond. Definitely would always recommend to others.
Jason P & Faye D,
Fantastic from start to finish. Thanks Ian, will recommend you to friends and Family.
Robert & Lucy S,
Ian is always so helpful and manages to get us great products, we would never go anywhere else.
Paul & Yafit D,
We have been with Ian for a long time and appreciate everything he has done. Ian has always been open, honest and helped us tremendously.
Vivian & Margaret L,
Really appreciate the help given and accommodation of change without a worry. Many thanks indeed.
Ian W & Alison B,
Absolutely brilliant.
John S,
We cannot fault any part of the service. We will most definitely use Spot On Mortgages again and have recommended them.
Angus & Alice M,
Ian, thanks for great service.
Janette H,
Thank you for all of your help again Ian.
James & Becky D,
We found the service you provided very professional and efficient. You made the process very easy with informative, relaxed meetings, always giving timely updates and clear next steps. I work for a financial organisation but would be happy to recommend you to those who want independent advice and access to a wide range of products due to the excellent service we received and our needs being met!
Heidi & Gareth R,
I would highly recommend Ian. He kept us up to speed and informed at all times and was always on hand if we had any queries. I would definitely use again.
Stacey & Ross,
Wonderful, honest service. We’ll be back again when our fixed term expires.
Andrew & Sharon B,
As always excellent service. Vey happy with the mortgage product. Look forward to dealing with you again.
Andrew & Becki C,
We just wanted to add our thanks to the great service you’ve provided us. The recommendations you have made have all worked incredibly well for us and we are grateful for your invaluable advice along with the speed and effort you put into getting us the most appropriate mortgage. Even the recommendation of a solicitor worked – the service they have provided has been in marked contrast to who we have sourced in the past. Thanks also for being able to pop in and see us, usually at short notice – this is way and above excellent service.
Phil & Vanessa R,
Thank you for your help in arranging a product suitable for our needs, with no fuss, in a quick timescale and with excellent communication and support throughout. We would not hesitate to use your services again and would wholeheartedly recommend you to other potential clients. We look forward to the next time.
Anne-Marie M & Martyn G,
The service you provided was very simple and friendly. We didn’t have to go to a bank on a Saturday, you were flexible and worked around us. For first time buyers you guided us through mortgages and helped us select the right product for us.
Matt & Marie P,
Thanks for your kind help! We love our new home. You made the process much less stressful.
Matt & Alison L,
Ian has helped us organise our last two mortgages over the last few years and always listens to our needs. He was able to meet with us at short notice and at a time suitable to us and worked hard to get us a mortgage we wanted.
Paul & Joanne T,
Good Work Ian, Thank you
Mark R,
We would like to thank you for your assistance in arranging our mortgage offer. Our situation wasn’t the most straightforward, yet you were able to provide an extremely competitive mortgage offer which suited our financial situation and circumstances. You assisted us throughout the process and were always at the end of the phone when we needed extra assistance, especially towards the end of completion when further paperwork was needed and we were working to a tight deadline. You assisted us by expediting all queries so we were able to complete on time, this really was going above and beyond what a standard financial advisor would do. There is no doubt that we would use Spot On Mortgages again and will most certainly recommend you to others. Once again many thanks for your financial advice and support.
Umran & Louise L,
I would highly recommend Ian as his knowledge, skills and attitude could not have been better. A very patient man assisting a very stressful event.
Julie C,
Weston Super Mare
We just wanted to drop you a quick note to say thank you for all your help in securing the new mortgage. It was a great relief today to know that completion had actually gone ahead, after what seems to have been an anxious time over these recent weeks. Your support and advice and ready contactability have been much appreciated – thank you.
Ken & Shirley H,
Dave and I just want to express our sincerest thanks for all your help and support during the recent process of arranging our new mortgage. You were always very helpful and attentive. Nothing seemed too much trouble and we knew that we could always contact you to receive further clarification and explanation. We are very happy with the product you found for us and will be returning to see if it can be improved on when it expires! We would have no hesitation in recommending you to friends and family: in fact we already have! Once again, thank you for all your help.
Dave & Joanna T,
The financial service I received from Ian was fantastic. What more can I say apart from I would not hesitate to recommend him to anyone and will certainly use him again.
Karon B,
Wootton under Edge
Outstanding! We could not have asked for any more. Ian was fantastic, always on the other end of the phone and was nothing but brilliant throughout the whole process. Ian’s knowledge and expertise were second to none and there is no doubt that we will recommend his services to friends and family. Thank you.
Matt & Shay,
We just wanted to write and express our appreciation and praise you for the way in which you helped us with our mortgage. Every bit of your advice made sense because it was explained in a way we understood. Nothing was too much trouble. You were very patient and always ready to calm any worries! We would definitely recommend you 100% to anyone. Thanks again.
Eve & Barry S,
We have used Spot On Mortgages for many years. Ian always listens to us and takes the time to ensure we understand our mortgage and what we are doing. Courteous, friendly and always there ready to help with no waffle just straight talking. It’s always a pleasure to see him and we will continue to use his services until our mortgage is repaid and have no hesitation in recommending him to all our friends and work colleagues.
Vivian & Margaret L,
Once again, thank you for all your help and advice with arranging our new mortgage. Everything was clearly explained and has gone very smoothly and easily. It’s always a pleasure to work with you. We look forward to meeting with you again in the future.
Vicky & Michael D,
Excellent service, very helpful and fully understood our requirements.
Richard & Lynne T,
Ian was very helpful with a mortgage that other firms could not handle. I would have no problems recommending Spot On Mortgages to everyone. Thank you Ian.
Lloyd & Hayden W,
Very happy with the service from Ian. Excellent!!
James K,
Can’t thank you enough for the help you have provided to us. Excellent advice. Very helpful. Ian fully understood what we needed and explained in terms we found easy to understand. Thanks again Ian for your patience and understanding.
Lloyd B & Tamryn E,
We would like to thank you for all of your help in making our house our new home! The service you provided for us was exceptional, supportive and personal. Thank you so much for making it so easy and communicating with us every step of the way. We are grateful that the support is ongoing and look forward to speaking with you again in the near future.
Anna & Jem,
...Thank you for all the help you have given and going out of your way to ensure we got our new home on time...
James & Kerrie,
We couldn’t have made the big step of buying our first home without Ian’s help. Thank you!!
Pierra M,
We have settled into our new home now and would like to thank you for all your help in getting us there. Buying a house, especially for the first time, can be daunting but the fantastic service you gave ensured taht we understood every process. You really took the time to explain everything to us thoroughly and we really felt that you understood exactly what we needed and recommended the right products for us, not simply upselling any products (as I am sure some advisors do!). Thanks again for all your help and we would have no hesitation in recommending you and using you again.
Arron C & Nicki P,
...I would recommend Ian to everybody. I have a great deal of trust in him and feel totally happy and confident with my mortgage deal...
Marlene S,
...I’d like to take this opportunity to thank you for another seamless remortage, which as ever has run without a hitch thanks to your careful preparation. I will continue to recommend you without hesitation...
Gerry O,
West Harptree
An absolutely fantastic service, we are extremely happy with our products and look forward to dealing with Ian again. Many thanks for all your help Ian!
Becky & Adam B,
The financial service I received from Ian was fantastic. What more can I say apart from I would not hesitate to recommend him to anyone and will certainly use him again
Karon B,
Wootton under Edge
Thank you for the very professional and personal service you have provided us. We are very grateful that you visit us in our home and give us all the information we need to make the best mortgage choices for our current circumstances. We always recommend your Company to people we know and would not hesitate to use your services again
Clare & Alan F,
I was impressed with the calibre of service you offered to help me with ascertaining the most suitable mortgage and life cover for me when my circumstances changed dramatically. Your professionalism was gilded with being easily approachable and your depth of knowledge on the financial markets was mirrored with the tailor made package you presented me with. I was grateful for the individual attention you gave me when things on the day of the remortgage didn’t go quite as expected due to external forces – and what could have been a fairly stressful couple of hours was made much less so by your involvement. I would thoroughly recommend you to any friends, or business associates, I know who may be contemplating a new or remortgage, or other financial matters which fit inside your professional expertise. Many thanks and I look forward to a long business relationship.
Naomi S,
We just wanted to write and express our appreciation and praise you for the way in which you helped us with our mortgage. Every bit of your advice made sense because it was explained in a way we understood. Nothing was too much trouble. You were very patient and always ready to calm any worries! We would definitely recommend you 100% to anyone. Thanks again.
Eve & Barry S,

Other types of mortgages are available such as Variable, Cashback, Capped, Collared & LIBOR.